It is hard to feel safe when you have almost no option to handle an emergency need for cash. Many people have challenging credit issues through no fault of their own. Whether it is a loss of job, medical expenses, or a foreclosure in the recent financial crisis, there are millions of Americans that are not able to obtain a credit card.People with very low credit scores (below 600) are simply seen as too risky by most lending institutions. Fortunately, there is a company … [Read more...] about Avoid Expensive Payday Loans With Unique Credit Card
I have always been concerned about having enough money when I retire. Perhaps overly so. Don't get me wrong - I have, and do, enjoy myself, but the cost of things is often part of my decision making process. It just freaks me out when I read about the savings rate of most Americans. A large percentage have nothing saved for retirement and are only a couple of missed paychecks away from being homeless, at least according to the mainstream press.I am sure there is a happy … [Read more...] about One Financial Writer Says There Is No Reason To Fear Running Out Of Money In Retirement
Whether retirement is just around the corner or quite a ways off, it is not a subject that should be taken lightly or ignored. But it seems that American Baby Boomers have been doing just that.Baby Boomers are the demographic group born during the post-World War II baby boom, roughly between the years 1946 and 1964. As such, they have begun retiring and will continue to do so for the next dozen or so years. The Motley Fool shares statistics from an Insured Retirement Institute … [Read more...] about 10 Statistics That Show Retirement For Baby Boomers May Be Just A Dream
Sooner or later we all eventually get around to thinking about retirement. There are so many things to consider. Weather, being close to family, availability of medical care and other services, housing expenses, etc.Given that taxes are the largest expense that most households have to deal with, it makes sense to add that to the list of things to consider. The types and amount of taxes are just mind boggling.If you are lucky, you may be "only" paying a third of your money to … [Read more...] about What Kind of Damage Is Your State Doing To Your Retirement Nest Egg?